Personal Insurance

Vehicle insurance cover options:

• Comprehensive: accidental loss or damage to a vehicle, including third party liability. Insurance  good and proper now offers guaranteed value insurance which guarantees what you’ll get paid out if your car is written off or stolen.
• Limited (fire and theft): accidental loss of damage to a vehicle, including third party liability – only if the loss or damage is as a result of fire, lighting, explosion, theft or attempted theft.
• Third party only: this covers the amount for which you are legally liable to a third party (if the liability relates to the vehicle). 

Guaranteed value insurance

Our guaranteed value insurance offering removes any uncertainty around what you can expect when claiming if your car is written off or stolen.

What are the benefits?

• It removes uncertainty around what to expect as compensation if your car is written off or stolen.
• It eliminates potential conflict.
• It expedites the claims process.

Comprehensive car insurance includes, but is not limited to, the following benefits:

• The option of replacing a vehicle after theft or loss with a similar new one, subject to terms and conditions;
• The option to insure your vehicle for a guaranteed value;
• Replacement costs for locks, keys and remote controls.

Additional cover available for comprehensively insured vehicles:

• The option to specify accessories such as mag wheels, canopies etc;
• The option to add cover for credit shortfall with or without a residual;
• The option to add vehicle hire.

Our basic contents insurance covers the following benefits and convenience, at no additional cost:

• Accidental breakage of mirrors and certain glass inside your house;
• Rental amount for alternative accommodation should your house be damaged and not suitable to live in;
• Fire extinguishing charges incurred to prevent or reduce damage to your property;
• Cover for the personal effects of guests and domestic employees;
• Contents of your refrigerators or freezers.

Our building insurance covers the following extended benefits:

• Fire extinguishing as well as any fire-fighting costs incurred;
• The property while it is in the process of being transferred to your name;
• Alternative accommodation;
• Loss of water;
• Power surge.